Your Grand Blanc Truck Insurance Agency
With the right trucking insurance, you can safeguard your business’s financial future. Unforeseen challenges can lead to various expenses affecting your operations. Trucking insurance provides direct financial support, covering everyday expenses like maintenance, fuel, and repairs. It also helps settle outstanding business debts.
Activated when needed, your trucking insurance ensures protection for your business. In case of an incident, the chosen beneficiary receives the payout, structured as a lump sum or distributed over time. Our comprehensive policies are tailored to protect against unexpected events, securing your trucking business’s future.
Whether you need short-term coverage, long-term protection, cargo insurance, or coverage for business expenses, we have solutions to meet your trucking insurance needs. Our aim is to provide peace of mind and bolster your business’s resilience.
PRIMARY LIABILITY
Primary Liability Insurance coverage protects you from damage or injuries to other people due to a truck accident you caused. This truck insurance coverage is mandated by state and federal agencies (FMSCA) and proof of coverage is required. We provide insurance coverage limits ranging from $750,000 to $5,000,000. Pricing varies widely by region, driving records, and history of the trucking operation.
Physical Damage
Physical Damage Insurance is coverage for your truck and trailer. This insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles. Pricing is based on the value of your equipment and usually pays a percentage of that value. Physical damage coverage may be required by the lien holder of your vehicle.
MOTOR TRUCK CARGO
Motor Truck Cargo insurance is needed to protect the carrier in case of lost freight or damaged goods. Truck insurance coverage limits can range from $10,000 to $250,000. Pricing for this insurance is mainly dependent on the type of cargo being hauled.
